Cost of Living in Cascais, Portugal: Budget Guide in 2025

Wondering how much the cost of living in Cascais, Portugal, is? This guide breaks down key expenses like housing, utilities, food, and more to help you budget for life in this beautiful coastal town.

Key Takeaways

• Cascais is one of the most expensive towns in Portugal, with an average property price of €5,835 per square meter and high rental costs.
• Living expenses include utilities, food, and transportation, with an average family utility costing around €160 per month and groceries costing about €600 monthly.
• Cascais offers diverse lifestyle options, with monthly budgets ranging from €1,190 for minimal living to over €3,600 for families, making it suitable for various residents.

Cost of Living in Cascais, Portugal: Essential Budget Guide

Cascais is often regarded as one of the more expensive towns in Portugal, attracting a wide range of residents, including families, retirees, singles, and couples. The high cost of living in this picturesque town is influenced by several factors, including its prime location by the sea, proximity to Lisbon, and the luxurious lifestyle options available. The town’s appeal is undeniable, with its charming cobbled streets, beautiful beaches, and vibrant cultural scene that offers something for everyone, unlike other towns.

Real estate prices in Cascais can vary dramatically depending on the neighborhood. For instance, luxury areas like Quinta da Marinha are among the most expensive, while more budget-friendly options can be found in Carcavelos. In 2023, the average property price per square meter reached €5,835, reflecting the high demand for housing in this sought-after location. Whether you’re looking to buy a property or rent, it’s important to be prepared for the upfront costs, including paying three months’ rent and a deposit when renting a home.

The cost of living in Cascais is not just about housing. Other living expenses such as utilities, food, transportation, healthcare, and leisure activities also contribute to the overall budget. Despite the higher costs, many find that the quality of life in Cascais is worth the investment. Its proximity to Lisbon, combined with the serene coastal atmosphere, makes it an ideal place for those seeking a balance between city life and beachside relaxation.

Introduction

Cascais is renowned for its picturesque beaches, historical sites, and overall appeal as one of the most costly places to live in Portugal, often referred to as the Portuguese Riviera. This former fishing village has undergone a significant transformation, evolving into a sought-after residential area that boasts a mild climate and a variety of amenities. The town’s charm lies in its blend of old-world charm and modern conveniences, making it a popular choice for families, retirees, and working professionals alike.

Living in Cascais offers a superior quality of life, facilitated by the availability of excellent restaurants, shops, and recreational activities. The town's close proximity to Lisbon enhances its appeal, providing a blend of the tranquility of a coastal town, the energy of a major city, and the splendor of Sintra Cascais Natural Park.

Whether you’re drawn to the stunning beaches, the rich history, or the modern amenities, Cascais offers a unique living experience that is hard to match. However, it’s important to be aware of the costs associated with living in this beautiful town, from housing and utilities to food, transportation, and leisure activities.

Housing Expenses in Cascais

Housing expenses in Cascais can vary significantly depending on the location and type of property. The town’s prime location by the sea and its proximity to Lisbon make it one of the most expensive towns in Portugal.

Whether buying or renting, understanding the associated costs is crucial. From luxury neighborhoods like Quinta da Marinha to more affordable areas like Carcavelos, Cascais offers a range of housing options to suit different budgets.

Let’s delve into the specifics of buying and renting property in Cascais.

Buying Property in Cascais

Buying property in Cascais is an attractive option for many, but it’s important to be aware of the high costs, especially in the city center or near the beach. The average asking price for properties in 2023 was €5,835 per square meter, reflecting the premium nature of the real estate market in this area. Affordable housing options can be found further from the city center, but prices remain relatively high compared to other parts of Portugal.

For those looking to buy a three-bedroom apartment in the center of Cascais, prices typically range from €2,000 to €2,700. If you’re considering a smaller property, such as a one-bedroom apartment, you can expect to pay around €1,060 in the city center.

These prices highlight the need for a substantial budget if you’re planning to buy property in this desirable coastal town.

Renting Property in Cascais

Renting property in Cascais offers more flexibility and can be a more affordable option compared to buying. However, rental costs can still be quite high, especially in the city center. A one-bedroom apartment in central Cascais typically ranges from €800 to €1,500 per month, while a three-bedroom apartment can cost between €2,200 and €2,700. Outside the city center, rental prices are slightly lower, with one-bedroom apartments priced between €634 and €1,000 and three-bedroom apartments ranging from €1,900 to €3,000 per month.

Renters in Cascais typically pay three months’ rent upfront plus a deposit. This upfront cost can be a significant expense, so it’s crucial to factor it into your budget planning.

High rental prices are offset by the quality of life and amenities in Cascais, making it a worthwhile investment.

Utility Costs

Utility costs in Cascais can add up quickly, impacting your overall monthly budget. The utilities cost for a family in Cascais is around €160 each month, varying with consumption. Monthly utility expenses can range between €80 and €130 depending on the size of the accommodation and the number of residents. This includes essential services such as electricity, water, and heating, which are vital for comfortable living.

Portugal’s electricity prices are among the highest in Europe, currently averaging €0.2246 per kWh. Additionally, natural gas is also quite expensive, with an average cost of €0.08 per kWh. The average water bill for a couple in Portugal is about €30 per month.

Internet and TV packages combined typically cost between €50 and €60 per month. Budgeting for utilities is crucial when planning monthly expenses in Cascais.

Food and Grocery Shopping

Food and grocery shopping are essential aspects of daily life, and understanding these costs is crucial when planning your budget in Cascais. Groceries for a family of four can average around €150 per week, totaling approximately €600 each month. Interestingly, grocery prices in Cascais are cheaper compared to those in Lisbon. This means that while living in a more upscale town, you can still save on your weekly grocery shopping.

Dining out in Cascais is generally more affordable than in Lisbon, with restaurant prices approximately 11.3% lower. An inexpensive meal at a restaurant typically ranges from €8 to €20, making it accessible for casual dining. For a more elaborate dining experience, a three-course meal for two people at a mid-range restaurant costs between €40 and €65.

Cascais caters to both home cooks and those who enjoy dining out, with options to fit various budgets.

Transportation Costs

Transportation costs in Cascais are relatively affordable, offering various options for both local and regional travel. The town is well-connected, making it easy to commute to Lisbon and other nearby areas. Two types of Navegante cards are available: a personalized card for frequent users and an occasional card for infrequent users, both providing unlimited travel for a monthly fee of €40. This makes it a cost-effective choice for regular travelers.

A one-way ticket on local public transport in Cascais typically costs between €1.60 and €2, making it affordable for occasional trips. Overall, the monthly transport pass in Cascais costs around €40 or less, which is quite reasonable compared to other European cities.

Transportation in Cascais is affordable and convenient, whether for commuting or exploring.

Healthcare in Cascais

Healthcare in Cascais is accessible through both public and private services, ensuring that residents have options depending on their needs and preferences. Expats can access public healthcare by meeting legal residency and registration requirements, which include providing proof of address, a residence card, and a work visa. However, patients may face longer wait times in public hospitals due to a shortage of doctors.

Many residents opt for private healthcare to avoid these wait times, with a visit to a general practitioner in a private hospital costing around €50. Private health insurance in Portugal typically starts at around €30 per month, making it an affordable option for many.

For families, expect to pay at least €200 a month for health insurance in Cascais. The average annual costs of private health insurance range from €400 to €1,000, depending on coverage.

Education and Childcare

Education and childcare are critical considerations for families moving to Cascais. Public education is free in Portugal for children aged 6 to 18, following the Portuguese curriculum. However, proficiency in Portuguese is required for older children attending public schools in Cascais. For more insights, you can download a free Portuguese report today.

For families interested in private education, costs can be quite high. Private kindergartens in Portugal can range from approximately €350 to €1,800 monthly. Sending two kids to private school in Cascais can cost around €4,000 per month.

International schools are also available, with annual fees ranging from €7,000 to €20,000. These costs include various fees such as school maintenance, insurance, and enrollment. For younger children, crèches for those under three years old generally cost between €200 and €300, depending on family income.

Leisure and Entertainment

Cascais offers a wide array of leisure and entertainment options, catering to diverse tastes and preferences. The town’s nightlife includes bars, clubs, and live music venues, providing vibrant and varied entertainment. Many local bars provide friendly atmospheres and reasonable drink prices, making it easy to enjoy a night out without going over budget.

Cascais also hosts numerous cultural events that enrich the local entertainment scene. The Town Museum, for example, has no entrance fee, making it a great free activity. For fitness enthusiasts, monthly membership costs for a fitness club range from €25 to €70. Other activities such as bowling, karaoke, and paintball are also available.

On average, a budget of around €200 a month is recommended for dining out and nightlife in Cascais. Cinema tickets for an international release cost around €7, offering an affordable option for movie lovers.

Shopping in Cascais

Shopping in Cascais is a delightful experience, offering a diverse range of options from independent retailers and markets to high street shops and upmarket boutiques. The town features popular shopping destinations that include high-end brands alongside local artisanal products. Many boutiques emphasize sustainability and showcase unique designs, catering to a variety of tastes.

Local markets like Mercado de Vila offer a selection of fresh produce and baked goods, presenting an authentic shopping experience. These markets often feature handmade and locally sourced products, reflecting the region’s rich culture and heritage, unlike those in other cities.

Prices in Cascais vary based on the type of shop, accommodating both budget-conscious shoppers and those looking for luxury items. Some shops have a long-standing history, blending traditional and contemporary styles, which can influence pricing.

Average Monthly Budget for Different Lifestyles

Cascais offers a mixture of affordable and high-cost living options, making it an attractive place for various lifestyles. For digital nomads, living minimally in a hostel and cooking can lead to a monthly expense of at least €1190. However, if not following a strict budget, the Cascais cost can rise to €3,000+. For expats living in the center of Cascais, the average monthly budget is at least €1630.

Couples can live comfortably in Cascais with an estimated monthly budget of around US$2,100. For families of four, the monthly costs are at least €3600. The average salary and utility costs for a family are around €160, and everyday items like groceries and utilities are relatively cheap.

This variety of budget options makes it possible for different types of residents to live comfortably in Cascais.

Summary

In summary, living in Cascais offers a blend of luxury and comfort, with a variety of amenities catering to diverse lifestyles. The picturesque beaches, historical sites, and vibrant cultural scene make it an attractive place to live, despite the high costs associated with housing, utilities, food, and other living expenses. Whether you’re looking to buy or rent property, Cascais offers options that cater to different budgets, although it’s essential to be prepared for the higher costs compared to other parts of Portugal.

Understanding the cost of living in Cascais is crucial for anyone considering making this beautiful coastal town their home. By planning your budget carefully and being aware of the various expenses, you can enjoy the unique living experience that Cascais offers. Cascais, with its charming cobbled streets, beautiful beaches, rich cultural heritage, and modern amenities, truly offers it all. Whether you’re a family, retiree, single, or couple, the quality of life in Cascais is well worth the investment.

Frequently Asked Questions

What is the average cost of living in Cascais for a family of four?

You'll need around €3600 a month to comfortably support a family of four in Cascais, covering housing, utilities, food, and other expenses. It’s a beautiful place, but budgeting wisely is key!

How much does it cost to rent a one-bedroom apartment in the city center of Cascais?

Renting a one-bedroom apartment in the city center of Cascais will generally set you back between €800 and €1,500 per month. It's a lovely area, but be prepared for those prices!

Are groceries more expensive in Cascais compared to Lisbon?

Grocery prices in Cascais are actually cheaper than in Lisbon, so you can save a bit when shopping there!

What are the monthly utility costs for a family in Cascais?

You'll find that a family in Cascais typically spends about €160 a month on utilities, though this can fluctuate based on how much you use.

How much does private health insurance cost in Cascais?

Private health insurance in Cascais usually starts at around €30 per month for individuals, while family plans can be at least €200 per month. It's a good idea to shop around for the best option that suits your needs!